You have the right to remain silent

These days you have a lot of rights. Miranda rights, arm bearing rights, free speech rights, and the right to lean left, but you don't have the right to remain solvent. You have the right to overspend, overcharge, be underwater on your mortgage, but don't show a profit or the I.R.S. will audit you. 47% of Americans pay no income tax, so why would you want to succeed and be punished? Why pay for someones benefit when they can be paying for yours? Me, I'm maxing the credit cards and buying a home I know I can't afford, because you'll wind up paying the mortgage anyway. That doesn't mean you can stop by any time you want, and don't bother complaining because you have the right to remain silent. That's the one right you don't use often enough.